Explore Our Supplemental Health and Accident Insurance Options

Cancer, Critical Illness, Hospital Intensive Care, Hospital Accident, Accident

Cancer Insurance Products

Cancer shows no favoritism. Everyone is at risk. Cancer isn’t just a devastating disease. Cancer can also be devastating to your family’s finances. But if you are diagnosed with cancer, you don’t have to endure the financial strain of cancer alone.

Cancer Endurance

The Cancer Endurance Plan is designed to pay a one-time, lump sum First Occurrence benefit, with additional specified benefits payable for the treatment of cancer. The plan’s benefits do not reduce as you age. And, most benefits have no lifetime maximums, meaning our plan will be with you or your family member for the entirety of treatment, providing benefits repeatedly when help is needed most (subject to payment of premiums).

Cash Cancer

The Cash Cancer Policy is a one-time, lump sum benefit supplemental policy for the first-time written diagnosis of cancer. Choose a cash benefit amount up to $50,000 to be used in whatever manner you see fit. Use it for deductibles and coinsurance or any treatment you and your doctor deem appropriate. Use it to help cover lost income, pay the mortgage, or other bills.

Critical Illness Insurance

Even though a person’s chances of survival have increased, surviving a critical illness comes with a cost! Be prepared financially with Liberty National’s Critical Illness Protector.

The Critical Illness Protector is designed to pay a one-time, lump-sum benefit upon first written diagnosis of a covered critical illness. Covered illnesses include: heart attack, major organ transplant, stroke, total loss of eyesight, end stage renal failure, total loss of hearing, and may cover cancer (if requested).

Hospital Intensive Care Insurance

Did you know the cost for intensive care treatment often needed during a major illness or accident is considerably higher than the normal daily hospital room charge? That’s why Liberty National developed specific coverage for intensive care.

These benefits have been designed for Hospital Intensive Care Unit confinement due to sickness or injury. Benefit amounts may increase if confinement is a result of automobile or travel accident. Additional benefits may also be available for regular hospital room, blood and ambulance service.

Hospital Accident Insurance


At Liberty National, we can’t prevent accidents. But we can help you cover the cost of accident-related hospitalization and/or emergency treatment should you need it.

Hospital Accident is designed to provide coverage for certain losses resulting from a covered accident only, subject to limitations included in the policy. It pays in addition to workers’ compensation or other insurance the insured may have. Coverage is not provided for basic hospital, medical/surgical, or major medical expenses. This policy does not pay benefits for a loss from sicknes

Accident Insurance

Accidents can happen anytime, anyplace, 24 hours a day. You need around-the-clock protection.

Accident Protector Max

Accident Protector Max is designed to provide coverage for certain losses resulting from a covered accident only and is subject to any limitations contained in the policy. Coverage is not provided for any loss resulting wholly or partially from sickness.

Accidental Death

Accidental Death gives you the full coverage listed in your policy until you reach age 75. We cannot cancel, restrict, or refuse to renew your policy as long as you pay premiums and have not reached age 75. Premium rates for the Accident Policy are guaranteed.

Introductory ADP

In addition to these accident policies, Liberty National has designed a fantastic introductory offer which provides another option to protect your family. You can read more about it on our Introductory Offers page.

Individual & Family

Liberty National offers life insurance and Supplemental health & accident insurance for individuals and families, as well as several introductory offers.

Group Employee

Keep your business attractive to skilled workers by helping employees gain access to pretax products, while still reducing your business’ taxable contributions.

Make an Appointment

Make an appointment with a licensed Liberty National Agent

A Reputation that stands

  • For 40 consecutive years, Liberty National has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 7/18).
  • AA- or “Very Strong” Financial Strength Rating from Standard & Poor’s (as of 11/18)
  • A1 for Insurer Financial Strength Rating from Moody’s (as of 9/18)
  • A+ “Strong” for Insurer Financial Strength Rating from Fitch (as of 11/18)
  • Ward’s Top 50 Life-Health List (as of 6/17)