Group Life Insurance Benefits from Liberty National


Take advantage of tax savings for your business with a Worksite Section 125 Cafeteria Plan. Liberty National’s Worksite Advantage can supplement any existing benefits you offer and help attract and retain valuable employees.


Liberty National’s Worksite Advantage offers convenient payroll deduction and online billing. Your local licensed insurance sales representative will help your office get up so your employees gain access to coverage needed and you benefit from the tax savings.

Keep your business attractive to skilled workers by helping employees gain access to pretax products, while still reducing your business’ taxable contributions.

LNL Worksite Advantage for Business Owners

As an employer, taking care of current employees, remaining competitive to attract more skilled workers, and saving money are some of the most important parts of running a business. You want to provide your employees with benefits that can make a real difference in their lives, while reducing the costs of offering supplemental insurance benefits. With Liberty National’s Worksite Advantage Section 125 Cafeteria Plan, you can do just that and more! You can offer a voluntary benefits package that reduces taxable contributions for your business while helping employees gain access to pretax products.

Why Take Advantage of a Section 125 Cafeteria Plan?

Many business owners have taken advantage of the Section 125 tax law created by the Internal Revenue Service (IRS) to save money on state and federal payroll taxes. A Section 125 Cafeteria Plan also lowers taxable income for employees. By giving employees the opportunity to purchase pretax products, you can significantly increase employee retention and morale.

Employees need access to voluntary benefits because:

♦ 57% of personal bankruptcies are related to a major individual healthcare crisis
♦ Injuries are the leading cause of death for people under age 45 in the United States
♦ 50% of American families say they need more life insurance for final expenses
♦ More than half of all U.S. families are affected by cancer
♦ Every year, about 790,000 Americans have a heart attack

Sources: Today Money,, 2013; Centers for Disease Control, 2014; Facts of Life 2013, LIMRA; “Majority of U.S. families touched by cancer,” CBS News, 2017; Heart Disease,, 2017

Contact Liberty National Today

Take advantage now! Speak to a local Agent to help you choose a Liberty National Worksite Plan for your business.


* Certain industries require special approval. Not all industries are eligible for Worksite Advantage.
♦After-tax products include Critical Illness and Disability insurance as well as certain Cancer and Life insurance products. These products provide no tax savings to employers and employees.

Individual & Family

Liberty National offers life insurance and Supplemental health & accident insurance for individuals and families, as well as several introductory offers.

Group Employee

Keep your business attractive to skilled workers by helping employees gain access to pretax products, while still reducing your business’ taxable contributions.

Make an Appointment

Make an appointment with a licensed Liberty National Agent

A Reputation that stands

  • For 40 consecutive years, Liberty National has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 7/18).
  • AA- or “Very Strong” Financial Strength Rating from Standard & Poor’s (as of 11/18)
  • A1 for Insurer Financial Strength Rating from Moody’s (as of 9/18)
  • A+ “Strong” for Insurer Financial Strength Rating from Fitch (as of 11/18)
  • Ward’s Top 50 Life-Health List (as of 6/17)